Emphasis on long-term thinking is our core company value and our policy is to have a long-term positive impact on the community. This entails that when decisions are made, the long-term effects are always taken into account, whether they concern internal matters of the bank, our customers or the community.

Kvika issued its first ESG report at the beginning of 2020 for the operating year 2019. Following that the bank decided to to undergo an ESG risk assessment conducted by an independent third party. The result of that assessment is that Kvika is well above average compared to other listed companies in Iceland.

Kvika has in the past year put great emphasis on shaping the ESG aspects of its operations with policies and procedures. The results of that work is reflected in the aforesaid risk assessment and Kvika's ESG report for the operating year 2020.